TALLAHASSEE, Fla. — Over 200 new Florida laws were approved during this year’s Legislative session. Most have already taken effect, but a few are set to begin on New Year’s Day, Jan. 1, 2026.
Only three new laws will go into effect in full on that date, though some provisions from other recently passed laws will also start then.
The laws taking effect on Jan. 1, 2026 include:
HB 255 — Animal Cruelty Database
House Bill 255 increases penalties for animal cruelty, including intentionally torturing an animal to death. While the legislation first began in July, it now requires the FDLE to post a searchable database of individuals convicted of animal cruelty on its website. Known as “Dexter’s Law,” the bill was inspired by a shelter dog named Dexter who was adopted and later found beheaded in Fort DeSoto Park.
HB 655 — Pet Insurance
House Bill 655 amends state statutes to classify pet insurance as “property insurance.” The law covers accidents or illnesses involving pets and also updates disclosure requirements and regulations, including rules to prevent agents from misrepresenting wellness programs as pet insurance.
SB 158 — Breast Examinations
Senate Bill 158 prohibits the state group insurance program from imposing cost-sharing for diagnostic or supplemental breast exams in health benefit plans for state employees.
Other provisions taking effect include:
SB 944 — Insurance Claims
This law shortens the timeframe for health insurers or HMOs to submit claims to licensed psychologists from 30 months to 12 months. While it initially took effect on July 1, it now applies to services provided starting Jan. 1, 2026.
SB 1808 — Patient Refunds
Senate Bill 1808 requires healthcare practitioners to refund overpayments within 30 days, with fines up to $500 for noncompliance.
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